Mortgage insurance companies push back against 50% DTI – “We are concerned with the recent increase of loans that have debt-to-income ratios exceeding 45%, particularly when combined with weaker credit profiles,” the company stated in its announcement..
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Greg Cook, a mortgage consultant at the First Time Home Buyers Network, says he worked for a mortgage company that pioneered stated income loans, and that they were available only to self-employed borrowers with at least a 720 credit score and 20 percent down payment. Cook no longer works for the mortgage company that pioneered stated income loans.
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Ocwen reaches mortgage servicing settlements with two more states – In its Wednesday filing with the SEC, Ocwen stated. the U.S. housing economy and helps guide HousingWire’s overall direction. Previously, he worked for TownSquareBuzz, a hyper-local news service..